Legal Name on Credit Card

Citi: They immediately changed my name on the phone and sent me a new card. It`s pretty simple. After continuing, you will be required to submit documents to support your application. This online option works best for those who have already successfully changed their name on their ID card. So, if you want to use a preferred name that doesn`t match your official name, a call is the best option. Send a letter explaining your name change request with one of the following documents to prove your name change: court document (naturalization documents, marriage certificate, divorce decree, etc.), driver`s license, government-issued ID, green card, social security card, permanent resident card. Barclays does not have a form for this process, the issuer confirmed; You must attach a note with the required documents. You can fax them to 866-823-8178 or send them to this address: “The implementation of Mastercard`s True Name feature is a critical step in reducing these risks by enabling trans, non-binary and gender non-conforming people to have financial products that accurately reflect who they are,” Schofield said. This new capability is a great example of how companies can respond positively to customer feedback and ensure their policies and products reflect a commitment to diversity, inclusion and adoption. For more than two years, Citi credit cardholders have been able to use the first names of their choice. However, Citi has expanded this feature to include debit cards starting August 29. To change your name on your credit card, cardholders can call 800-DISCOVER or send a message through the issuer`s secure inbox after logging into Discover.com or the mobile app. The documentation required varies depending on the application and will be confirmed when the application is made.

Changes are processed immediately after the changes are reviewed, and cards are typically delivered within five to seven business days, the issuer confirms. “We strive to meet the needs of all of our cardholders, including those in the LGTBQ+ community. Although we do not currently offer this feature, we have studied it and plan to implement it in the future. Now you have officially changed your name. You can contact credit card issuers to change your name on your credit card. Once you have completed the process, your credit card issuer will send you a new credit card with your new name on the front. Mastercard may be the first to issue these types of cards, but Cheryl Guerin, the company`s executive vice president of marketing and communications, hopes her competitors will follow. “At Mastercard, we strive to cultivate a culture of inclusion that extends both internally and externally.

We continue to urge the industry to help us ensure that each person`s financial products can reflect their true identity. With few exceptions, American Express has allowed users to use a preferred name on their credit cards for decades. During the American Express card application process, users can select the name that will appear on their card. For me, this paperwork made these interactions a little more efficient. I found that people in general were really reasonable and understanding. My cards were accepted without any problems. The Social Security Administration authorizes your legal name change and provides you with a new Social Security card to help you change your driver`s license and other forms of identification. In a few weeks, you will receive a new Social Security card with your updated name and the same Social Security number as before. Your documents will also be returned to you. If you change your name on your Social Security card, you will need to send an application and documents to the Social Security Administration. While you wait for your new Social Security card, make a list of all the places where you need to notify about your name change, such as: Your employer, the postal service, utilities, insurance companies, and banks.

Empty your wallet and write down any membership or library cards that require you to make changes. Find out what each of these organizations needs to make the change and start browsing the list. Several banks currently allow customers to use their preferred name on credit and debit cards, including business accounts with multiple institutions. Others have committed to working towards implementing the use of preferred names in the future. Superbia, a financial institution focused on the LGBTQIA+ community, is also preparing for its launch and has guaranteed the use of preferred names as part of its core principles. Now, True Name is a reality. BMO Harris Bank is the first to implement this new feature for personal ATMs and debit cards. For other credit card issuers, calling the number on the back of your credit card is the best way to initiate the process.

Be prepared to send copies of your documents by email, fax or mail to complete your name change request. Currently, customers cannot use a preferred name on U.S. credit or debit cards.

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